.page-disclaimer {
  --pd-line: #1E3A63;
  --pd-ink: #EAF0F8;
  --pd-soft: #93A7C4;
  position: relative;
  padding-top: var(--bar-h);
  background: var(--c-sea);
  color: var(--pd-ink);
  font-family: var(--font-sans);
  overflow-x: clip;
}

.page-disclaimer a {
  color: inherit;
}

.page-disclaimer .pd-hero {
  position: relative;
  overflow: hidden;
  padding: clamp(30px, 6vw, 76px) 0 clamp(30px, 6vw, 64px);
  isolation: isolate;
}

.page-disclaimer .pd-hero::before {
  content: "";
  position: absolute;
  inset: -12% -18% auto -18%;
  height: 82%;
  z-index: -1;
  background:
    radial-gradient(120% 90% at 8% 0%, rgba(46, 196, 182, .16), transparent 58%),
    linear-gradient(152deg, #12294A 0%, #0B1E3A 58%, #0B1E3A 100%);
  clip-path: polygon(0 0, 100% 0, 100% 58%, 0 100%);
}

.page-disclaimer .pd-hero::after {
  content: "";
  position: absolute;
  inset: auto 0 0 0;
  height: 1px;
  z-index: -1;
  background: linear-gradient(90deg, transparent, var(--c-tide) 22%, var(--c-tide) 78%, transparent);
}

.page-disclaimer .pd-hero__inner {
  display: grid;
  gap: clamp(26px, 5vw, 48px);
  align-items: center;
}

.page-disclaimer .pd-hero__text {
  min-width: 0;
}

.page-disclaimer .breadcrumbs {
  margin-bottom: 14px;
  font-size: 13px;
  color: var(--pd-soft);
}

.page-disclaimer .breadcrumbs ol {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .breadcrumbs li + li::before {
  content: "/";
  margin-right: 8px;
  color: var(--c-tide);
}

.page-disclaimer .eyebrow {
  margin: 0 0 12px;
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--c-gold);
}

.page-disclaimer .pd-hero__title {
  margin: 0 0 18px;
  font-size: clamp(30px, 5.6vw, 56px);
  font-weight: 900;
  line-height: 1.08;
  letter-spacing: -.01em;
  color: var(--c-light);
  max-width: 16em;
}

.page-disclaimer .pd-hero__lede {
  margin: 0;
  max-width: 46em;
  font-size: clamp(16px, 1.6vw, 18px);
  line-height: 1.75;
  color: #C7D4E8;
}

.page-disclaimer .pd-hero__tags {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 22px 0 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .pd-hero__tags li {
  padding: 6px 14px;
  border: 1px solid var(--c-tide);
  border-radius: var(--r-pill);
  background: rgba(18, 41, 74, .7);
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: .04em;
  color: var(--pd-soft);
}

.page-disclaimer .pd-hero__media {
  position: relative;
  aspect-ratio: 2 / 1;
  width: 100%;
  border-radius: var(--r-lg);
  overflow: hidden;
  border: 1px solid var(--c-tide);
  background: var(--c-deepest);
  margin: 0;
  box-shadow: var(--shadow-lift);
}

.page-disclaimer .pd-hero__media .media-frame__img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.page-disclaimer .pd-hero__media .media-frame__caption {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  margin: 0;
  padding: 26px 18px 12px;
  font-size: 12px;
  letter-spacing: .04em;
  color: #C7D4E8;
  background: linear-gradient(180deg, transparent, rgba(6, 19, 42, .88));
}

.page-disclaimer .pd-body {
  padding-top: clamp(34px, 5vw, 56px);
  padding-bottom: clamp(20px, 4vw, 40px);
  gap: clamp(28px, 4vw, 56px);
  align-items: start;
}

.page-disclaimer .pd-body__main {
  min-width: 0;
}

.page-disclaimer .pd-clause {
  display: grid;
  gap: 10px;
  padding: 26px 0;
  border-top: 1px solid var(--pd-line);
}

.page-disclaimer .pd-clause:first-child {
  border-top: 0;
  padding-top: 4px;
}

.page-disclaimer .pd-clause--last {
  padding-bottom: 8px;
}

.page-disclaimer .pd-clause__num {
  margin: 0;
  font-family: var(--font-mono);
  font-size: 14px;
  letter-spacing: .1em;
  color: var(--pd-soft);
  transition: color var(--t-fast) var(--ease);
}

.page-disclaimer .pd-clause:hover .pd-clause__num,
.page-disclaimer .pd-clause:focus-within .pd-clause__num {
  color: var(--c-coral);
}

.page-disclaimer .pd-clause__body {
  min-width: 0;
}

.page-disclaimer .pd-clause__title {
  margin: 0 0 10px;
  font-size: clamp(20px, 2.6vw, 27px);
  font-weight: 700;
  line-height: 1.3;
  color: var(--c-light);
}

.page-disclaimer .pd-clause__desc {
  margin: 0;
  font-size: 16px;
  line-height: 1.78;
  color: #C7D4E8;
}

.page-disclaimer .pd-clause__how {
  margin: 14px 0 0;
  padding: 12px 16px;
  border-left: 3px solid var(--c-coral);
  border-radius: 0 var(--r-sm) var(--r-sm) 0;
  background: rgba(255, 107, 74, .08);
  font-size: 15px;
  line-height: 1.75;
  color: var(--pd-ink);
}

.page-disclaimer .pd-clause__how span {
  display: inline-block;
  margin-right: 10px;
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: .16em;
  color: var(--c-coral);
}

.page-disclaimer .pd-clause__more {
  margin-top: 14px;
  padding-top: 10px;
  border-top: 1px dashed var(--pd-line);
}

.page-disclaimer .pd-clause__more summary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  cursor: pointer;
  list-style: none;
  font-size: 13px;
  letter-spacing: .06em;
  color: var(--c-jade);
}

.page-disclaimer .pd-clause__more summary::-webkit-details-marker {
  display: none;
}

.page-disclaimer .pd-clause__more summary::after {
  content: "+";
  font-family: var(--font-mono);
  font-size: 14px;
  line-height: 1;
}

.page-disclaimer .pd-clause__more[open] summary::after {
  content: "−";
}

.page-disclaimer .pd-clause__more p {
  margin: 10px 0 0;
  font-size: 14px;
  line-height: 1.75;
  color: var(--pd-soft);
}

.page-disclaimer .pd-clause__more a,
.page-disclaimer .pd-index__foot a {
  color: var(--c-jade);
  text-decoration: none;
  border-bottom: 1px solid rgba(46, 196, 182, .45);
}

.page-disclaimer .pd-clause__more a:hover,
.page-disclaimer .pd-index__foot a:hover {
  color: var(--c-coral);
  border-bottom-color: var(--c-coral);
}

.page-disclaimer .pd-tide {
  margin: 34px 0 10px;
  padding: 22px 22px 20px;
  border: 1px solid var(--c-gold);
  border-radius: var(--r-lg);
  background: linear-gradient(180deg, #F7EFE3, #F1E4D0);
  color: var(--c-sea);
}

.page-disclaimer .pd-tide__label {
  margin: 0 0 8px;
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: .18em;
  color: #A8641F;
}

.page-disclaimer .pd-tide__text {
  margin: 0 0 16px;
  font-size: 16px;
  line-height: 1.72;
  font-weight: 700;
  color: var(--c-sea);
}

.page-disclaimer .pd-tide__link.btn {
  display: inline-flex;
  align-items: center;
  padding: 8px 18px;
  border: 1px solid var(--c-coral);
  border-radius: var(--r-pill);
  background: transparent;
  color: #A8641F;
  font-size: 13px;
  text-decoration: none;
  transition: background var(--t-fast) var(--ease), color var(--t-fast) var(--ease);
}

.page-disclaimer .pd-tide__link.btn:hover {
  background: var(--c-coral);
  color: #FFFFFF;
}

.page-disclaimer .pd-index {
  display: none;
}

.page-disclaimer .pd-index__foot {
  margin: 16px 0 0;
  padding-top: 14px;
  border-top: 1px solid var(--pd-line);
  font-size: 13px;
  line-height: 1.7;
  color: var(--pd-soft);
}

.page-disclaimer .index-nav ol {
  margin: 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .index-nav li + li {
  margin-top: 2px;
}

.page-disclaimer .index-nav a {
  display: block;
  padding: 7px 10px;
  border-left: 2px solid transparent;
  border-radius: 0 var(--r-sm) var(--r-sm) 0;
  font-size: 14px;
  line-height: 1.4;
  color: var(--pd-soft);
  text-decoration: none;
  transition: color var(--t-fast) var(--ease), background var(--t-fast) var(--ease), border-color var(--t-fast) var(--ease);
}

.page-disclaimer .index-nav a:hover,
.page-disclaimer .index-nav a.is-active {
  color: var(--c-light);
  background: rgba(30, 58, 99, .55);
  border-left-color: var(--c-coral);
}

.page-disclaimer .pd-cta {
  width: 100%;
  max-width: 100%;
  margin: clamp(40px, 6vw, 76px) auto 0;
  padding: 30px 24px;
  border: 1px solid var(--c-tide);
  border-radius: var(--r-lg);
  background: linear-gradient(140deg, #12294A, #0B1E3A 70%);
  box-shadow: var(--shadow-lift);
}

.page-disclaimer .pd-cta__title {
  margin: 0 0 10px;
  font-size: clamp(22px, 3vw, 30px);
  font-weight: 900;
  line-height: 1.25;
  color: var(--c-light);
}

.page-disclaimer .pd-cta__text {
  margin: 0 0 20px;
  font-size: 16px;
  line-height: 1.75;
  color: #C7D4E8;
}

.page-disclaimer .pd-cta__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.page-disclaimer .pd-cta__actions .btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 11px 24px;
  border-radius: var(--r-pill);
  font-size: 15px;
  text-decoration: none;
  transition: transform var(--t-fast) var(--ease), background var(--t-fast) var(--ease), border-color var(--t-fast) var(--ease), color var(--t-fast) var(--ease);
}

.page-disclaimer .pd-cta__actions .btn--primary {
  background: var(--c-coral);
  border: 1px solid var(--c-coral);
  color: #FFFFFF;
  font-weight: 700;
}

.page-disclaimer .pd-cta__actions .btn--primary:hover {
  background: #FF8266;
  border-color: #FF8266;
  transform: translateY(-2px);
}

.page-disclaimer .pd-cta__actions .btn--ghost {
  border: 1px solid var(--c-tide);
  color: var(--c-light);
  background: transparent;
}

.page-disclaimer .pd-cta__actions .btn--ghost:hover {
  border-color: var(--c-jade);
  color: var(--c-jade);
  transform: translateY(-2px);
}

.page-disclaimer .pd-totop {
  position: fixed;
  right: 14px;
  bottom: 14px;
  z-index: 30;
  display: inline-flex;
  align-items: center;
  padding: 9px 15px;
  border: 1px solid var(--c-tide);
  border-radius: var(--r-pill);
  background: rgba(6, 19, 42, .92);
  color: var(--pd-soft);
  font-size: 12px;
  letter-spacing: .04em;
  text-decoration: none;
  backdrop-filter: blur(6px);
  transition: color var(--t-fast) var(--ease), border-color var(--t-fast) var(--ease);
}

.page-disclaimer .pd-totop:hover {
  color: var(--c-coral);
  border-color: var(--c-coral);
}

.page-disclaimer .pd-cta,
.page-disclaimer .pd-totop {
  margin-left: 0;
  margin-right: 0;
}

@media (min-width: 760px) {
  .page-disclaimer .pd-clause {
    grid-template-columns: 74px minmax(0, 1fr);
    gap: 0 20px;
    padding: 30px 0;
  }

  .page-disclaimer .pd-clause__num {
    padding-top: 8px;
    font-size: 15px;
  }

  .page-disclaimer .pd-cta {
    padding: 38px 36px;
    max-width: 780px;
    margin-left: auto;
    margin-right: auto;
  }
}

@media (min-width: 900px) {
  .page-disclaimer .pd-hero__inner {
    grid-template-columns: minmax(0, 1.18fr) minmax(0, .82fr);
  }

  .page-disclaimer .pd-hero__media {
    aspect-ratio: 16 / 11;
  }
}

@media (min-width: 1040px) {
  .page-disclaimer .pd-body {
    grid-template-columns: minmax(0, 7fr) minmax(0, 4fr);
  }

  .page-disclaimer .pd-index {
    display: block;
    position: sticky;
    top: calc(var(--bar-h) + 24px);
    align-self: start;
    padding: 20px 18px;
    border: 1px solid var(--pd-line);
    border-radius: var(--r-md);
    background: rgba(18, 41, 74, .55);
  }

  .page-disclaimer .pd-cta {
    max-width: 860px;
    margin-left: auto;
    margin-right: 0;
    transform: translateX(-2%);
  }

  .page-disclaimer .pd-totop {
    right: 28px;
    bottom: 28px;
    padding: 10px 18px;
    font-size: 13px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer * {
    transition-duration: .01ms !important;
    animation-duration: .01ms !important;
  }
}
</PAGE_CSS>>>